2026 Railway Lounge Card Eligibility Table
| Card Name | Issuing Bank | Complimentary Visits | Annual Fee |
|---|---|---|---|
| IDFC First Select / Wealth | IDFC FIRST Bank | 4 visits per quarter | Lifetime Free (LTF) |
| ICICI Coral RuPay / Rubyx | ICICI Bank | 1–2 visits per quarter | ₹500 – ₹3,000 |
| AU Zenith / Vetta | AU Small Finance Bank | 2 visits per quarter | ₹2,999 / ₹7,999 |
| IRCTC SBI Card Premier | SBI Card | 1 visit per quarter | ₹1,499 |
| HDFC Diners Club Black / Infinia | HDFC Bank | Unlimited / 4 visits | ₹10,000 – ₹12,500 |
Facilities Included with Card Entry
Presenting an eligible card at an IRCTC Executive Lounge reception requires a nominal ₹2 pre-authorization swipe and includes:
- 2-Hour Stay: Recliner seating in climate-controlled spaces separated from general concourses.
- Buffet Dining: One hot meal service per entry swipe:
- Morning (07:00–10:30 AM): Breakfast buffet with tea and coffee.
- Lunch (12:00–03:30 PM): Full North and South Indian lunch buffet.
- Dinner (07:30–10:30 PM): Complete dinner buffet.
- High-Speed Wi-Fi & Workstations: Work desks equipped with universal charging points.
- Sanitized Washrooms: Restroom facilities with shower rooms available on request for an additional fee.
Major Stations with Executive Lounges
Complimentary card access is supported at major railway hubs across India:
- New Delhi (NDLS): Platform 1 (Paharganj side) & Platform 16 (Ajmeri Gate side)
- Mumbai CSMT: Near Platform 1 concourse
- Varanasi Junction (BSB): Platform 1
- Agra Cantt (AGC): Platform 1
- Ahmedabad Junction (ADI): Platform 1
- Jaipur Junction (JP): Platform 1
- Sealdah (SDAH): Concourse area
- Madurai Junction (MDU): Platform 1
RailTrack Lounge Checker
Search your credit and debit cards to check railway lounge access.